Préstamo Puente
a corto plazo
Los préstamos puente tienen una duración máxima de 12 meses, pero pueden extenderse a 18 meses e incluso a 24 meses si fuera necesario. Sin embargo, normalmente se contratan por un período de 2 semanas a 3 meses, mientras el inversionista procura un acuerdo de financiación de mayor cobertura o a más largo plazo.
Términos de financiamiento
‣ Max Loan Amount: $5,000,000
‣ Max LTV (Loan to Value): 75%
‣ Rate: Starting at 10%
‣ Loan Term: 12 months (with option to extend to 18 and 24 months)
‣ Payment: Monthly Interest Payments with Balloon at Maturity
‣ Prepayment penalty: None
‣ Minimum credit score required: 600
‣ Closing time: 10 days on average
Requisitos
‣ Credit Application filled and signed
‣ Last 2 bank statements (Of an US bank account)
‣ Copy of ID
‣ Copy of Borrowing Entity documents
‣ Purchase Contract (If the loan entails purchase)
‣ Property Insurance